Nebraska Minimum Car Insurance Requirements
Nebraska requires minimum liability coverage of 25/50/25: $25,000 bodily injury per person, $50,000 per accident, $25,000 property damage.
Driving without insurance is illegal. Penalties include license suspension, fines up to $300, and vehicle impoundment.
You must carry proof of insurance at all times while driving.
Can Immigrants Get a License in Nebraska?
Nebraska does NOT currently issue driver licenses to undocumented immigrants. You must prove legal presence or valid immigration status.
If you have a valid foreign license, you may be able to use it temporarily, but check with your insurance company first.
Visit the Nebraska DMV website or your local office for current requirements and acceptable documents.
Best Insurance Options for Immigrants in Nebraska
Many major insurers accept ITIN numbers instead of SSN. Get quotes from multiple companies — rates vary widely.
You may need an ITIN from the IRS to buy insurance. Learn more at https://www.irs.gov/individuals/individual-taxpayer-identification-number
Buying car insurance does NOT report you to immigration authorities. Insurance companies are not immigration enforcement.
Tips for Immigrant Drivers in Nebraska
Keep your insurance documents and proof of coverage in your vehicle at all times during driving.
Your insurance information is protected by federal privacy law and cannot be shared with ICE without a warrant.
If stopped by police, provide insurance documents along with license. You have rights regardless of immigration status.
| Coverage Type | Minimum Required | Notes |
|---|---|---|
| Bodily Injury (per person) | $25,000 | Covers injury to others |
| Bodily Injury (per accident) | $50,000 | Total per accident |
| Property Damage | $25,000 | Covers damage to others vehicles/property |
| Uninsured Motorist | Required | Same limits as Bodily Injury |
| Underinsured Motorist | Required | Same limits as Bodily Injury |
| PIP/Medical Payments | Not required | Optional coverage available |
Frequently Asked Questions
Yes. Use an ITIN (Individual Taxpayer Identification Number) instead. Insurance companies accept ITIN. Getting insurance does NOT report you to ICE. Your information is protected by federal privacy law.
No. Nebraska does not issue driver licenses to undocumented immigrants. You need proof of legal presence. Check Nebraska DMV for current rules.
Nebraska requires: 25/50/25 liability (25k bodily injury per person, 50k per accident, 25k property damage). Rates vary by age, driving record, vehicle. Get quotes from multiple companies.
State Farm, Allstate, GEICO, Progressive, and specialty insurers accept ITIN. Call directly or use online quotes. Rates vary. Ask about discounts for safe drivers.
Most insurers require a valid US driver license or ITIN. Some accept international licenses temporarily (under 12 months in US). Call insurers directly to confirm their policy.
