阿拉巴马州最低汽车保险要求
阿拉巴马州法律要求：责任保险最低限额为每人25,000美元，每次事故75,000美元，财产损害25,000美元。
没有保险开车会被罚款、吊销驾照，甚至面临刑事指控。保险对你和你的车都很重要。
移民能否在阿拉巴马州获得驾照？
阿拉巴马州目前不允许无证移民申请驾照。你需要合法的社会安全号码或工作许可证才能申请。
但你可以使用国际驾照或原国家的有效驾照。检查阿拉巴马州DMV网站了解接受的文件。
阿拉巴马州移民的最佳保险选择
许多主要保险公司接受ITIN号码。你不需要SSN也能获得报价和保险。保险公司是私营企业，与移民执法部门无关。
获取多个报价，比较价格。使用ITIN时要诚实填写所有信息。
阿拉巴马州移民驾驶人的提示
始终携带保险证明。在阿拉巴马州，警察可能会要求查看保险卡。购买保险不会通知移民部门。
如果你没有驾照但有国际驾照，在驾驶前确认其有效性。咨询当地DMV或移民援助组织。
| Coverage Type | Minimum Required | Notes |
|---|---|---|
| Bodily Injury (per person) | $25,000 | Injury to one person |
| Bodily Injury (per accident) | $50,000 | Total per accident |
| Property Damage | $25,000 | Damage to others property |
| Uninsured Motorist | Optional | Highly recommended in AL |
| PIP/No-Fault | Not required | Alabama is at-fault state |
Frequently Asked Questions
Yes. Use an ITIN (Individual Taxpayer Identification Number) instead. Insurance companies accept ITIN as proof of identity. https://www.irs.gov/individuals/individual-taxpayer-identification-number
No. Alabama does not issue driver licenses to undocumented immigrants. You need proof of legal presence. Check Alabama DMV for current requirements.
Liability only: 25/50/25 (25k bodily injury per person, 50k per accident, 25k property damage). Check current Alabama DMV for any updates.
State Farm, GEICO, Allstate, and regional carriers work with ITIN. Rates vary. Get quotes from multiple companies. No company reports you to ICE.
No. You need a valid Alabama driver license or state ID. Foreign licenses do not work for insurance in Alabama.