✅ Last reviewed: June 2026

佛罗里达州移民车险指南

佛罗里达州没有要求驾驶者拥有社会安全号码才能获得汽车保险——保险公司接受ITIN和其他身份证明。无论您的移民身份如何,购买保险是合法的,也是必需的。

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Quick Answer: 佛罗里达州允许持有外国驾照的移民购买车险,无需SSN。您可以使用ITIN、护照或州ID证明身份。购买保险不会将您的信息报告给ICE——保险公司受Gramm-Leach-Bliley法保护,必须保护您的隐私。
Important: 佛罗里达州不发放无证移民的驾照,但您仍然可以用ITIN购买保险。
💡 保险公司不与ICE共享客户信息,这受Gramm-Leach-Bliley法保护。

佛罗里达州最低汽车保险要求

佛罗里达州法律要求每位司机拥有最低责任保险。您需要每人身体伤害25,000美元和每次事故50,000美元的保险覆盖。

未购买保险开车会被罚款,驾照可能被吊销,还可能面临监禁。没有保险很危险也很违法。

移民可以在佛罗里达州获得驾照吗?

佛罗里达州不允许无证移民获得驾照。您需要社会安全号码或有效的合法身份文件才能申请。

如果您没有SSN,请咨询您的移民律师或当地移民组织了解您的选择。某些州允许使用ITIN获得驾照,但佛罗里达州目前不支持。

佛罗里达州移民的最佳保险选择

许多保险公司接受ITIN作为身份证件。这不会让您有被报告给ICE的风险。保险公司根据联邦隐私法受保护。

使用ITIN号码、护照和州身份证件申请。获取多个报价比较价格。一些服务热线提供西班牙语支持。

佛罗里达州移民司机的提示

如果您没有驾照,不要开车。警察可能会进行交通检查。告诉警察您了解您的权利。不要给出虚假信息。

联系佛罗里达州移民法律组织获取帮助。购买保险不会危害您的移民身份。保险是保护您和他人的方式。

Florida Minimum Car Insurance Requirements
Coverage TypeMinimum RequiredNotes
Bodily Injury (per person)$10,000Florida requires this
Bodily Injury (per accident)$20,000Total per accident
Property Damage$10,000Damage to others property
Personal Injury Protection (PIP)Required$10,000 minimum coverage
Uninsured Motorist (UM)OptionalHighly recommended in Florida

Frequently Asked Questions

Yes. Use an ITIN (Individual Taxpayer Identification Number) instead. Florida insurers accept ITIN as proof of identity. Get your ITIN from the IRS at https://www.irs.gov/individuals/individual-taxpayer-identification-number

No. Florida does not issue driver licenses to undocumented immigrants. You need proof of legal presence. Check Florida DMV for current requirements at https://www.dmv.state.gov

Florida requires: $10,000 bodily injury per person, $20,000 per accident, and $10,000 property damage. Personal injury protection (PIP) is mandatory. Get quotes to compare rates.

Major insurers like State Farm, Geico, Progressive, and Allstate work with ITIN holders. Many regional Florida carriers also accept non-SSN applicants. Get quotes from multiple companies.

Some insurers accept valid foreign licenses temporarily if you have an IDP (International Driving Permit). You must get a Florida license within required timeframe. Ask your insurer about their policy.

No. Insurance companies are NOT immigration enforcement. Your data is protected by federal privacy law (Gramm-Leach-Bliley Act). Buying insurance does not contact ICE or alert authorities.

Yes. Insurers require a Florida residential address for your policy. You can use an apartment, house, or even a relative's address where you live. Bring proof of residency to application.

Bring: ITIN or SSN, valid foreign or state ID, proof of Florida residency (utility bill, lease), vehicle registration or title, and driving history if available.