夏威夷最低汽车保险要求
夏威夷要求每位司机至少购买责任保险。最低限额为每人身体伤害25,000美元，每次事故50,000美元，财产损害25,000美元。
没有保险驾驶会导致罚款、驾驶执照暂停和可能的监禁。夏威夷执法部门会检查保险证明。
移民可以在夏威夷获得驾驶执照吗？
夏威夷DMV目前不为无身份文件的移民签发驾驶执照。您需要提供有效的身份文件、社会安全号码或ITIN，以及居住证明。
如果您持有有效的国际驾驶执照或外国驾驶执照，某些保险公司会接受。请咨询夏威夷DMV了解最新政策。
夏威夷移民的最佳保险选项
许多主要保险公司在夏威夷接受ITIN号码代替社会安全号码。获得报价时，请准备好您的护照、ITIN信和住址证明。
一些保险公司可能会要求有效的驾驶执照。保费会根据您的驾驶记录、年龄和车辆类型而变化。立即获取报价进行比较。
夏威夷移民司机的提示
购买保险不会将您的信息报告给ICE。保险公司受《Gramm-Leach-Bliley法案》保护，必须保护您的隐私。
始终携带您的保险卡和任何可用的驾驶证件。如果您在夏威夷被拦下，请礼貌地要求与律师交谈。夏威夷提供了有帮助的资源。
| Coverage Type | Minimum Required | Notes |
|---|---|---|
| Bodily Injury (per person) | $10,000 | Per injured person |
| Bodily Injury (per accident) | $20,000 | Total per accident |
| Property Damage | $10,000 | Damage to others property |
| Uninsured Motorist (BI) | $10,000/$20,000 | Strongly recommended |
| Uninsured Motorist (PD) | $3,500 | Optional in Hawaii |
| Medical Payments (PIP) | Not required | Optional coverage |
📋 Official Sources
Frequently Asked Questions
Yes. Use an ITIN (Individual Taxpayer Identification Number) instead. Many Hawaii insurers accept ITIN. Insurance companies do not report you to ICE.
No. Hawaii does not issue driver licenses to undocumented immigrants. You need proof of legal presence or valid visa.
Liability only: 20/40/10 (bodily injury per person / per accident / property damage). Check Hawaii DMV for current requirements.
State Farm, Geico, Allstate, and USAA accept ITIN. Call directly and ask about ITIN policies. Rates vary by driver and vehicle.
Visitors can drive 30 days on valid foreign license. For longer stay, get Hawaii license. Foreign license alone may not satisfy insurance proof requirements.